We connect individuals, families, and small businesses with the right coverage — across health, life, and retirement income products — through advisors who are independent, experienced, and never captive to a single carrier.
ACG is a non-captive insurance group. Our advisors hold contracts with multiple top-rated carriers, which means we recommend coverage based on what fits your situation — not what benefits a preferred company.
We work with individuals and families across 25 states on health, life, and retirement income products. No advisory fees. No pressure. Just guidance.
Two core product lines, each backed by multiple top-rated carriers — so we can recommend what actually fits you.
Federally-subsidized health plans through the ACA exchange. We help you compare carriers, estimate your subsidy, and enroll in coverage that fits your household and income — including special-enrollment periods if you've had a qualifying life event.
Off-exchange health coverage for clients who don't qualify for ACA subsidies or want alternatives — including short-term medical, hospital indemnity, accident, and critical illness plans designed to fit your budget and coverage needs.
We work with a network of specialized platforms to help clients compare and enroll in coverage that fits their needs and budget.
Compare 2026 ACA health plans, subsidy estimates, and carrier options for individuals and families in Florida.
Explore plans →ACA and health insurance options for residents across Florida's Gulf Coast and surrounding states.
Explore plans →Group health plan options, ICHRA, QSEHRA, and benefit bundles for Florida small business owners.
Explore options →For our policyholders
Existing ACG clients can reach a licensed advisor for claims, policy updates, beneficiary changes, and annual coverage reviews. We coordinate directly with your carrier — you only ever talk to us.
Notify ACG and we'll initiate the claim with your carrier and stay involved through resolution.
Open a claim →Beneficiary changes, address and contact updates, payment changes, and coverage preferences.
Submit an update →Request a no-cost review of your coverage to confirm it still fits your situation and household.
Request a review →Have a different question about an existing policy? Visit the Service Center →