See What Group Health Insurance Should Cost Your Business

  • 2–20 employees
  • 21–50 employees
  • Large business (51–500 employees)
  • Enterprise (500+ employees)

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Real comparisons, backed by ongoing support.

We view Florida Blue, Aetna, UnitedHealth, Cigna, and other major carriers side by side for businesses of every size, from small teams to large and enterprise employers, across group health, ICHRA, and private plans. You see real rates before committing to anything.

Once you enroll, we stay involved. Our client portal lets you and your employees manage elections, look up plan details, and submit changes without sitting on hold. For ICHRA, the platform also handles reimbursement tracking and self-administration that would otherwise require a separate vendor. The same team that set up your coverage handles mid-year changes, billing questions, and annual reviews all year, at no added cost.

Coverage built for your company's size

The right structure, carriers, and support look different at 10 employees than at 1,000. We work across all three tiers.

0 to 50 FTE

Small Business

Group health, ICHRA, and private plan options compared across every major carrier, with straightforward enrollment and a dedicated advisor for a team this size.

  • Group health, ICHRA & private plans, all compared
  • One dedicated advisor from quote to enrollment
  • Client portal included at no added cost

51 to 500 employees

Large Business

Multi-carrier group plans, tiered contribution strategies, and ICHRA structures built for a growing workforce.

500+ employees

Enterprise

Custom benefits strategy, self-funded and level-funded options, and a dedicated account team for multi-location employers.

Why business owners use a broker instead of going direct

Calling a carrier directly means you see one company's plans, priced the way that company wants to price them. Here's what's different when you work with us.

You see every carrier's rates, not just one

Florida Blue won't show you Aetna's rates. UnitedHealth won't show you Cigna's. We compare all of them at once and bring you the result: a real side-by-side picture, not a pitch from a company that has every incentive to keep your business in-house.

We handle the paperwork and carrier calls

Enrollment paperwork, mid-year additions and removals, billing questions, claims issues: we coordinate directly with the carrier so you're not the one on hold.

We'll tell you when something doesn't make sense

A captive agent is measured on what they sell. We're not. If a plan doesn't fit your headcount or budget, we'll say so, and walk you through what actually does.

Explore your options

Resources to aid businesses understand what coverage is available and what it actually costs.

Florida Plan Finder

Compare 2026 ACA health plans, subsidy estimates, and carrier options for individuals and families in Florida, including sole proprietors and 1099 workers.

Explore plans →

Small Business Guide

Group health vs. ICHRA vs. private plans, a detailed comparison of your options as a Florida small business owner with 0 to 50 full-time equivalent employees.

Read the guide →

Sunstate Coverage

ACA marketplace plans, carrier comparisons, and enrollment guides for Florida individuals and families seeking individual or family coverage.

Explore options →

For our policyholders

Your service team, on call.

Existing ACG clients can reach a licensed advisor for claims, policy updates, beneficiary changes, and annual coverage reviews. We coordinate directly with your carrier — you only ever talk to us.

Have a different question about an existing policy? Visit the Service Center →