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(877) 224-4072 Mon–Fri, 9am–6pm · Most calls take 15 minutes EasternWe view Florida Blue, Aetna, UnitedHealth, Cigna, and other major carriers side by side for businesses of every size, from small teams to large and enterprise employers, across group health, ICHRA, and private plans. You see real rates before committing to anything.
Once you enroll, we stay involved. Our client portal lets you and your employees manage elections, look up plan details, and submit changes without sitting on hold. For ICHRA, the platform also handles reimbursement tracking and self-administration that would otherwise require a separate vendor. The same team that set up your coverage handles mid-year changes, billing questions, and annual reviews all year, at no added cost.
The right structure, carriers, and support look different at 10 employees than at 1,000. We work across all three tiers.
0 to 50 FTE
Group health, ICHRA, and private plan options compared across every major carrier, with straightforward enrollment and a dedicated advisor for a team this size.
51 to 500 employees
Multi-carrier group plans, tiered contribution strategies, and ICHRA structures built for a growing workforce.
500+ employees
Custom benefits strategy, self-funded and level-funded options, and a dedicated account team for multi-location employers.
Calling a carrier directly means you see one company's plans, priced the way that company wants to price them. Here's what's different when you work with us.
Florida Blue won't show you Aetna's rates. UnitedHealth won't show you Cigna's. We compare all of them at once and bring you the result: a real side-by-side picture, not a pitch from a company that has every incentive to keep your business in-house.
Enrollment paperwork, mid-year additions and removals, billing questions, claims issues: we coordinate directly with the carrier so you're not the one on hold.
A captive agent is measured on what they sell. We're not. If a plan doesn't fit your headcount or budget, we'll say so, and walk you through what actually does.
Resources
Resources to aid businesses understand what coverage is available and what it actually costs.
Compare 2026 ACA health plans, subsidy estimates, and carrier options for individuals and families in Florida, including sole proprietors and 1099 workers.
Explore plans →Group health vs. ICHRA vs. private plans, a detailed comparison of your options as a Florida small business owner with 0 to 50 full-time equivalent employees.
Read the guide →ACA marketplace plans, carrier comparisons, and enrollment guides for Florida individuals and families seeking individual or family coverage.
Explore options →For our policyholders
Existing ACG clients can reach a licensed advisor for claims, policy updates, beneficiary changes, and annual coverage reviews. We coordinate directly with your carrier — you only ever talk to us.
Notify ACG and we'll initiate the claim with your carrier and stay involved through resolution.
Open a claim →Beneficiary changes, address and contact updates, payment changes, and coverage preferences.
Submit an update →Have a different question about an existing policy? Visit the Service Center →